Penny Lane. I prefer the remote access option. I use the QuickBooks service through WebEx. Almost all of my clients keep their computers on though. You have clients that turn off the PC each night? Funny. These clients are something else aren't they!?. Anyway, if I'm the only person who is wanting to remote in, WebEx via QuickBooks works well for me. I do have a few nonprofit clients who have active Boards. The directors on these boards are spread across the country and want to see the books whenever they desire. As long as they don't do job costing, I sometimes suggest the on-line edition. I do have one client who uses terminal services at $100 per month per PC. Is that what you are talking about? It is very cool and quick but way too expensive for most. This client is a doctor - go figure.